
Living In Florida: Everything You Need To Know
Embrace the allure of the Sunshine State through the eyes of those who know it best, its locals! In our Honest Locals Florida Guide, uncover the hidden treasures, local favorites, and authentic experiences that define this vibrant state. Whether it’s the sun-kissed beaches of Miami, the enchanting allure of Orlando’s theme parks, or the tranquil beauty of the Keys, our guide is brimming with insights and tips straight from the heart of Florida’s communities.
Discover the diverse landscapes, cultural richness, and culinary delights, all unveiled through genuine local perspectives. Whether you’re contemplating a move, planning a visit, or just curious about what Florida has to offer, our guide is your gateway to understanding the real Florida, beyond the tourist brochures and clichés. So, delve into the honest and unfiltered reflections of Florida’s residents and embark on a journey to experience the true essence of this multifaceted state!
Table of Contents
Why Move to Florida?
Natural Beauty
Florida, aptly named the Sunshine State, is a treasure trove of natural beauty, teeming with a myriad of enchanting landscapes, rich ecosystems, and diverse wildlife, all bathed in abundant sunshine and balmy breezes. From the serene and sprawling Everglades, a subtropical wilderness marked by vast wetlands and unique wildlife, to the pristine, white sandy beaches of the Emerald Coast, Florida’s natural allure is diverse and captivating.
The state’s numerous springs, such as Ichetucknee Springs, are a highlight, offering crystal-clear waters that attract swimmers, snorkelers, and manatees alike. The stunning coral reefs of the Florida Keys are a vibrant underwater haven, providing a colorful sanctuary for a variety of marine life. Beyond the coastline, Florida is dotted with lush state parks, tranquil lakes, and mysterious mangrove forests, each holding its own unique charm and opportunities for exploration and recreation. The locals cherish these natural wonders, and their stories and insights can help you experience Florida’s breathtaking beauty in all its unspoiled glory. Whether you seek the tranquility of a hidden beach, the adventure of an Everglades airboat ride, or the awe of witnessing sea turtles nesting, Florida’s natural landscapes offer something for every nature enthusiast.
Cost of Living In Florida
The cost of living in Florida varies widely depending on the region, with some areas offering more affordable living conditions while others are notably more expensive. On the whole, Florida tends to have a cost of living that is relatively in line with the national average, making it an attractive option for many. Residents often laud the state’s lack of a personal income tax as a notable financial advantage, which can significantly impact one’s overall financial situation.
Housing costs are a major component of the overall cost of living, and in Florida, they fluctuate considerably between cities and rural areas. In cities like Miami and Fort Lauderdale, housing prices can be relatively high, driven by demand and the allure of coastal living. In contrast, smaller towns and inland areas often offer more budget-friendly housing options. The cost of goods, services, and healthcare also vary, but they generally align with the national averages. The locals often note that while the fluctuating housing market and varied living costs require some navigation, the diverse range of lifestyle options ensures that there’s a fit for a variety of budgets and preferences in Florida, allowing residents to find the balance that’s right for them.
A Brief History of Florida
Florida’s history is as rich and varied as its landscape. Long before European contact, indigenous tribes, including the Timucua, Calusa, and Apalachee, inhabited the region, cultivating the land and establishing complex societies. However, in 1513, Spanish explorer Juan Ponce de León arrived on Florida’s shores, marking the beginning of European colonization. Spain and Britain would alternately control the region over the next several centuries, with Spain eventually ceding Florida to the United States in 1819.
Florida became the 27th state of the Union in 1845. The state was deeply impacted by the Civil War, aligning with the Confederacy, and faced substantial economic and societal changes in its aftermath. The 20th century saw significant development in Florida, driven by advances in transportation, agriculture, and the advent of air conditioning, which made the tropical climate more manageable. Tourism, agriculture, and real estate development fueled the state’s growth. The establishment of Walt Disney World near Orlando in 1971 marked a pivotal moment in Florida’s history, spurring a tourism boom that continues to shape the state’s economy and cultural landscape. From its indigenous roots to its current status as a diverse and dynamic state, Florida’s history is integral to understanding its contemporary identity and the varied experiences of its residents.
The Cities
Miami
With a vibrant population of around 442,000, Miami is the epitome of a multicultural, bustling metropolis. Known for its beautiful beaches, lively nightlife, and diverse culinary scene, Miami is a haven for residents and tourists alike. However, this dynamism comes with a relatively high cost of living, with housing prices being notably above the national average. Despite this, many are drawn to Miami’s unique blend of cultures and the vibrant energy that permeates the city, deeming the higher expenses a worthwhile trade-off for the lively atmosphere and abundant opportunities available in this international city.
Orlando
Orlando, home to approximately 307,000 residents, is globally renowned primarily for being the host city of Walt Disney World Resort and a myriad of other theme parks. While it’s a dream destination for tourists, living in Orlando offers a diverse lifestyle with a more moderate cost of living compared to Miami. Residents enjoy a plethora of entertainment options, a diverse culinary scene, and a relatively balanced housing market. The city’s diverse economy and continuous growth make it an attractive location for families and professionals.
Tampa Bay
Tampa Bay, with its population of around 384,000, is known for its beautiful Gulf Coast beaches, cultural diversity, and major league sports teams. The cost of living here is relatively reasonable, with housing costs hovering around the national average. This balance of affordability and quality of life has led many to choose Tampa Bay as their home, enjoying the city’s rich history, vibrant cultural scene, and a growing economy centered around technology, healthcare, and agriculture.
Jacksonville
Jacksonville, the most populous city in Florida, boasts a population of approximately 949,000 residents. It is a sprawling city known for its extensive park system, the NFL’s Jacksonville Jaguars, and a thriving music scene. The cost of living in Jacksonville is comparatively lower than in other major Florida cities, with affordable housing being a significant contributing factor. This lower cost, combined with the city’s diverse employment opportunities and vibrant culture, makes Jacksonville an appealing destination for a broad spectrum of individuals and families seeking the benefits of living in a large, dynamic city.

"Living in Florida is like being on a never-ending vacation. Sure, we have our share of storms and the summer heat can be intense, but where else can you find such beautiful beaches, diverse cultures, and a never-ending list of things to do? Whether it's a relaxed day in Tampa Bay or a thrilling adventure in Orlando, there’s truly something for everyone here. It's the Sunshine State for a reason!"
— Jasmine Rodriguez, Long-time Florida Resident Tweet
The People and Culture
Florida is renowned for its rich tapestry of cultures, creating a melting pot of traditions, cuisines, and lifestyles. With influences ranging from Hispanic and Caribbean to Southern, the diversity is evident in every corner of the state. The people here are known for their warm and welcoming nature, often embodying the vibrant and lively spirit of their surroundings.
In cities like Miami, you’ll find a bustling nightlife and a profound love for music and dance, with salsa and reggaeton rhythms filling the streets. In contrast, areas like Tampa Bay showcase a laid-back vibe with an emphasis on outdoor living, water sports, and a love for the sea. Each city holds its festivals celebrating the unique blend of cultures present, contributing to the state’s dynamic and eclectic atmosphere.
Floridians take pride in their diverse culinary landscape, offering everything from fresh seafood to Cuban sandwiches. This diversity, combined with the sunny and tropical environment, makes for a joyful and colorful living experience, attracting individuals from around the world seeking to immerse themselves in Florida’s multifaceted and inclusive environment. However, it’s essential to note that with diversity comes a range of opinions and lifestyles, making openness and tolerance vital components of the Floridian way of life.
The Economy and Job Market
Florida boasts a diverse and robust economy, driven by sectors such as tourism, agriculture, international trade, aerospace and aviation, and financial services. The state’s economy is multifaceted, allowing it to be resilient and adaptive to various economic shifts and changes. Tourism is a critical contributor to the state’s revenue, with millions of visitors drawn to Florida’s amusement parks, beaches, and cultural attractions each year.
The job market in Florida is equally dynamic, with opportunities spanning across different industries. The state’s strategic location as a gateway for trade and travel between the United States and Latin America and the Caribbean has led to a flourishing international trade sector. The agriculture industry is also significant, with the state being a leading producer of oranges, strawberries, tomatoes, and sugarcane.
The technology and healthcare sectors have seen substantial growth in recent years, providing increasing employment opportunities in cities like Tampa and Jacksonville. However, it’s crucial for prospective job seekers to be mindful of the competitive nature of the job market, primarily due to the state’s appeal and growing population. The availability of jobs can fluctuate depending on the location and the industry, so conducting thorough research and networking are vital steps in securing employment in the Sunshine State.
Overall, Florida offers a myriad of opportunities for career growth and development, with its booming sectors and diverse economy making it an attractive destination for professionals from various fields.
Education and Schools
Education in Florida is diverse, offering a range of options for students of all ages. The state’s public school system is extensive, encompassing numerous districts with varying levels of performance. Florida has been recognized for its commitment to education reform, focusing on accountability and school choice, and parents are provided with a range of options, including public, charter, and private schools, to find the best fit for their children’s needs and aspirations.
Florida is home to several notable universities and colleges, such as the University of Florida, Florida State University, and the University of Miami, which offer high-quality higher education and have been recognized nationally for their research and academic programs. The state’s commitment to education also extends to its community college system, which offers a range of vocational and associate degree programs, allowing students to pursue diverse career paths.
However, it’s essential for parents and students to conduct thorough research to find the right educational institution as the quality and resources can vary significantly from one school or district to another. By doing so, families can ensure a supportive and enriching learning environment that aligns with their educational goals and expectations.




The Best Things To Do In Florida
Nicknamed the Sunshine State, offers a plethora of activities that cater to a wide range of preferences, making it a popular destination for both residents and tourists. For those who enjoy nature and wildlife, the Everglades National Park provides a unique ecosystem filled with a variety of animal and plant species, offering opportunities for airboat tours, hiking, and bird watching. The Florida Keys are a paradise for water enthusiasts, providing world-class snorkeling, diving, fishing, and boating experiences amidst stunning coral reefs and crystal-clear waters.
Theme parks are another major attraction in Florida, with Orlando being home to world-renowned destinations like Walt Disney World Resort, Universal Studios, and SeaWorld, offering endless entertainment for families and thrill-seekers. For those who appreciate arts and culture, Miami boasts a vibrant arts scene, including the famed Art Basel Miami Beach, numerous galleries, and the eclectic Wynwood Walls, showcasing large-scale works by international street artists.
Beyond these, Florida’s numerous beautiful beaches, like those in Sarasota, Fort Lauderdale, and Naples, offer relaxation and various recreational activities, such as surfing and paddleboarding. The state’s rich history is on display at locations like St. Augustine, the oldest city in the U.S., where visitors can explore historical forts, museums, and architecture.
Whether it’s exploring the cosmopolitan nightlife in Miami, enjoying the serene landscapes in the Keys, or experiencing the adrenaline rush at theme parks in Orlando, Florida’s diverse offerings ensure that everyone can find something to enjoy.
Health and Healthcare
Health and healthcare in Florida are multifaceted and can greatly vary depending on location, income, and individual health needs. The state is home to a range of healthcare facilities, including world-renowned hospitals, specialized clinics, and general healthcare providers, working to address the varied needs of its diverse population.
Florida ranks high in the availability of healthcare providers, and cities like Miami, Tampa, and Jacksonville host well-respected hospitals such as the Mayo Clinic, Tampa General Hospital, and the University of Miami Hospital. These establishments are equipped with state-of-the-art medical technology and staffed by highly skilled medical professionals offering specialized care in various disciplines.
However, accessibility and affordability of healthcare remain pertinent issues for many residents, with the cost of health insurance and medical services being a concern, especially for those without employer-based insurance coverage. The state has a higher uninsured rate compared to the national average, and residents are encouraged to explore various insurance options to secure adequate coverage.
Florida’s warm climate and abundance of recreational opportunities contribute to the overall well-being of its residents, promoting an active and healthy lifestyle. However, it’s essential for residents and potential newcomers to research and consider their healthcare options carefully, ensuring access to necessary services and support in maintaining their health and well-being.
Transportation
Transportation in Florida is as varied as its landscape, offering multiple modes to navigate the state’s extensive coastline, bustling cities, and serene inland communities. The state is interlaced with a robust network of highways and interstates, making car travel a convenient option for many residents. However, Florida’s major cities can experience heavy traffic, particularly during rush hours and tourist seasons, so having a reliable vehicle and accounting for travel times is crucial.
Public transportation options are available in most urban areas, such as Miami, Orlando, Tampa Bay, and Jacksonville, with buses and trolleys being common modes for intra-city travel. Miami and Tampa Bay also offer elevated rail services to help commuters traverse the cities efficiently. However, the reach of public transit can be limited in certain areas, so planning ahead is essential.
For inter-city travel, Florida hosts numerous airports, including Miami International Airport and Orlando International Airport, facilitating quick and efficient travel within the state and beyond. Additionally, the state’s rail services, including Amtrak and the Brightline, connect major cities, offering a convenient alternative to air travel.
Cycling is a popular mode of transportation in many parts of Florida due to the state’s flat terrain and favorable weather. However, cyclists should remain cautious as some areas lack dedicated bike lanes. Walking can also be a viable option in pedestrian-friendly areas, especially within city centers and residential communities.

Housing Costs In Florida
In Florida, housing costs can vary widely depending on the location, proximity to the coast, and the individual housing markets of specific cities and towns. In cities like Miami and Tampa Bay, housing costs tend to be higher due to the desirable coastal locations and abundant amenities. The median home value in Miami, for example, significantly exceeds the national average, reflecting the high demand for properties in this bustling, cosmopolitan city.
Orlando and Jacksonville generally offer more moderate housing costs, but prices can still be steep in highly sought-after neighborhoods or newer developments. Rental prices similarly fluctuate based on location and the type of accommodation, with luxury apartments in city centers fetching premium rates, while more suburban or inland areas may offer more affordable options.
The fluctuating housing market in Florida requires prospective residents to carefully consider their housing needs, preferences, and budget constraints. Researching current market trends, exploring various neighborhoods, and consulting with real estate professionals can help in making informed decisions regarding housing in the diverse and dynamic landscape of Florida. Whether one is looking to invest in a beachfront property, rent a downtown apartment, or purchase a suburban home, Florida’s varied housing market offers a range of options to suit different lifestyles and budgets.
Crime In Florida
Florida’s crime rate, like its varied landscapes, differs significantly across the state, depending largely on the location. Urban areas like Miami and Orlando tend to have higher crime rates, reflecting patterns seen in metropolitan areas nationwide, with crimes ranging from petty theft to more serious offenses like violent crimes and drug-related incidents. Residents in these areas often emphasize the importance of remaining vigilant and taking precautionary measures, such as avoiding certain areas at night and securing homes and vehicles, to mitigate risks.
Conversely, many suburban and rural areas in Florida experience lower crime rates, offering a sense of security and community to their inhabitants. However, it is crucial for residents and potential newcomers to research specific neighborhoods and towns for a more accurate picture of local crime rates, as they can vary widely even within the same city or county. Law enforcement agencies and community organizations in Florida are continuously working to enhance public safety and address crime concerns, contributing to the well-being of the diverse communities across the state.
Weather and Climate
Florida’s weather and climate are characterized by hot, humid summers and mild winters, which attract many visitors and new residents seeking warmth and sunshine. The state’s subtropical to tropical climate is largely influenced by its proximity to the Atlantic Ocean and Gulf of Mexico, providing it with an abundance of sunny days and pleasant sea breezes, making it a haven for beachgoers, boaters, and outdoor enthusiasts. However, high temperatures and humidity levels in the summer months can be uncomfortable for some, and staying hydrated and protected from the sun is essential.
While renowned for its sunshine, Florida is also known for its severe weather, notably hurricanes. The state is prone to these powerful storms, especially from June to November, the official hurricane season. Residents are advised to be well-prepared, staying informed about evacuation routes, having emergency supplies on hand, and securing properties. Torrential rains, high winds, and storm surges can cause significant damage, and flooding is a concern in low-lying areas.
Additionally, Florida experiences frequent thunderstorms, particularly in the summer, which can result in heavy rainfall, strong winds, and lightning. These storms are usually short-lived but can be intense, and it is advisable to seek shelter when they occur. Tornadoes, though less common, can also occur, necessitating vigilance and preparedness during severe weather alerts.
Despite these weather challenges, the allure of warm, sunny winters and the state’s abundant natural beauty continue to draw people to the Sunshine State. The ability to enjoy outdoor activities year-round and the overall pleasant climate make it a desirable destination for many, balanced by a vigilant approach to the inherent risks of severe weather.
Is Florida a Good Place To Live?
Deciding whether Florida is a good place to live is subjective and largely depends on individual preferences, needs, and lifestyle choices. The state’s diverse array of cities, abundant natural beauty, and warm, sunny climate appeal to a wide range of people, from retirees to young professionals. The cost of living varies significantly across the state, with opportunities to find both affordable and upscale living options.
However, potential residents should consider the state’s vulnerability to severe weather, including hurricanes, and should evaluate whether they are comfortable with the associated risks and preparedness measures. The varying crime rates in different regions and cities also warrant thoughtful consideration and research to find a suitable and safe living environment.
Florida’s dynamic cultural tapestry, extensive recreational offerings, and economic opportunities continue to attract new residents seeking a lifestyle that balances leisure, work, and wellbeing. The state’s unique mix of attributes, challenges, and experiences make it a distinctive place to call home, and prospective residents are encouraged to weigh the benefits against the drawbacks to determine if living in the Sunshine State aligns with their aspirations and values.
FAQs On Living In Florida
How is the cost of living in Florida compared to other states?
Generally, the cost of living in Florida is considered to be relatively average, with variations depending on the specific area. Cities like Miami and Orlando tend to have a higher cost of living, while smaller towns and suburbs may offer more affordability.
What are the job opportunities like in Florida?
Florida has a diverse economy with opportunities in tourism, agriculture, aerospace, and finance among other sectors. The state is home to several large corporations, and the job market can be competitive but also rewarding.
Is Florida prone to natural disasters?
Yes, Florida is susceptible to hurricanes, and it’s crucial for residents to have plans in place for such events. Additionally, residents should be aware of other weather-related challenges such as high humidity and heavy rainfall during the wet season.
How is the healthcare system in Florida?
Florida offers a range of healthcare services and has several renowned hospitals. However, it’s important to note that access to and the quality of healthcare can vary, and it is advisable to secure health insurance.
Is Florida a good place for families?
Many families find Florida to be a suitable place to live, given its wide range of recreational activities, parks, and beaches. Additionally, the state offers various schooling options, but researching schools in your specific area is recommended.
How is the housing market in Florida?
The housing market in Florida can be dynamic and varies greatly depending on the area. In some regions, property values are steadily increasing, while in others, it may be more stable. Researching the housing market in your preferred area is crucial before making any decisions.
Is public transportation widely available in Florida?
Public transportation availability depends on the specific area. Larger cities tend to have more public transit options, while in smaller towns and rural areas, having a personal vehicle may be necessary.